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Legacies: Types of Legacy

There are different types of legacy. We would recommend that you seek legal advice when drawing up your Will.

  • Residuary – This bequeaths all or part of your estate after other legacies, debts, taxes and expenses have been paid. If you express the sum of money as a proportion of your Estate, you may protect your intention from the effects of inflation.
  • Pecuniary – This enables you to give a specific sum of money but the disadvantage is that inflation may erode its value over the years.
  • Specific gift – This enables you to leave to the College a specific personal possession.
  • Reversionary/Life Interest legacy – This enables you to leave assets to the Hall whilst giving someone the benefit of them during his/her lifetime. Your solicitor will be able to advise on the wording.
  • Deed of variation – If you are a beneficiary under a Will, you may wish to consider transferring all or part of your inheritance to the College using a Deed of Variation which will qualify the original bequest for Inheritance Tax exemption. We would recommend you seek legal advice if you wish to give to the College in this way.
  • Life Assurance – A life assurance policy can be taken out with the Hall as a beneficiary. We recommend you seek further advice from an independent financial adviser.

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